People all over America are feeling the financial crunch of a failing economy. For too many adults, this means putting off higher education for better times. You may not know this but there is no better time than now to start working toward that degree. With all of the financial aid options available today, a lack of funds is no longer a viable excuse for procrastination.

The first step to going back to school is to choose a course of study and a school. Many people don’t realize that most of the same financial aid options available for on-campus programs are also available for online degree programs and distance learning degrees.  Once you’ve done that, the admissions counselors will help you to explore all of your options for financial aid including federal and state grants, scholarships, and student loans.

Not sure how to apply for financial aid? No problem. Get online and fill out a Free Application for Student Aid, also known as a FAFSA. Your FAFSA application will apply you for any aid you are eligible for and have opted to use. You can get grants, loans, and some scholarships by filling out this one form. The website has a list of all of the information needed to completely fill out your FAFSA as well as worksheets to help you through the process. If you run into anything you don’t understand, the website has a FAQ section and provides excellent customer service through email or by calling their 800 number.

PELL grants should be any would-be student’s first option for financial aid. A PELL grant comes form the federal government. The great thing about these is that as long as you don’t drop out or fail, you don’t ever have to pay them back. The Pell Grant is sponsored by the US Department of Education, and the amount of funds you receive is based on your financial situation and needs. There are other grants available for specific minorities and professions that should be researched. Your first choice for financial aid should always be a grant as opposed to a loan. Read this article »

Getting a degree can be a life changing experience, but too many working mothers have barriers to hold them back.  One of the biggest obstacles to continuing educations is often money. 

If you have tried to go back to school, but you didn’t have enough time, money or confidence you are not alone.  Project Working Mom was developed to help women pursue opportunities by providing the resources that they need.

Project Working Mom helps you:

• find the right online degree or diploma program right for you
• learn more about financial aid options for women
• develop skills to be an online student
• join a community of other mothers studying online
• build a resume and find jobs

Project Working Mom has gathered over $2 million in full ride college scholarships for working mothers just like you, but you must apply by August 30, 2008 to qualify. 

What are you waiting for?  This is one of the best opportunities to get ahead, enhance your skills, and improve your career options!  

Apply today at Project Working Mom 2 !